Equifax Duplicate Debt Reporting Settlement

Equifax has agreed to a preliminary $2.

2 million class-action settlement over allegations that duplicate negative collection accounts inflated reported debts and harmed consumers’ access to credit. About 37,000 to 37,651 U.S. and territorial residents who received qualifying Duplicate Reporting Letters may file claims by September 1, 2026, with payments potentially reaching $600 and six months of credit monitoring available. Final approval remains pending, and the reporting also includes a separate, larger Equifax settlement involving allegedly inaccurate credit scores.